General Advice Warning
We are required to warn you that:
a) any advice has been prepared without taking into account your objectives, financial situations or needs; and
b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and
c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.