Estate planning, often perceived as a mere administrative task, holds a pivotal role in ensuring the orderly distribution of assets after one's departure or during times of incapacity. It goes beyond just drafting a will, offering a thorough evaluation of one's present situation and anticipated future. In ensuring that our hard-earned assets ...
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Why Many Falter in Retirement Planning The process of retirement planning is of paramount significance, yet it is an area where many inadvertently stumble. The journey towards ensuring a financially stable retirement is riddled with potential missteps. While envisioning one's retirement years, the ambition is typically a serene and stress-free life, buoyed ...
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How Much Do I Need For Retirement Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the ...
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Can I Buy Crypto in my SMSF Podcast Transcript Welcome back to SMSF Mate's daily podcast. This is our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting ...
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Yes, an SMSF can lend money to a third party. However, some strict rules and regulations must be followed in order for the loan to be compliant with superannuation law. The most important rule is that the loan must be made on commercial terms. This means that the interest rate charged must ...
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Auditing For SMSFs Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the appropriateness of the advice ...
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Accounting For Your SMSF Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the appropriateness of the ...
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Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider the appropriateness of the advice having regard to ...
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Direct indexing has been gaining popularity in recent years as an alternative investment strategy. Unlike traditional index funds, which seek to track a specific market index, direct indexing involves investing directly in the underlying stocks that make up the index. This can offer a number of advantages, including potentially higher returns, greater ...
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What types of SMSF insurance options are available? Life insurance for SMSF Life insurance and SMSFs are no strangers to one another, and even conventional industry or retail super funds have a basic level of life insurance built-in. There are many positives about having your life insurance within your SMSF, including the ...
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What's the difference between retail and wholesale investors Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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Wrap account investment products and how they work Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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EOFY superannuation and tax saving opportunities for 2022 Podcast Transcript Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives, financial situations or needs and because of that you should before acting on any advice consider ...
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When Is It Useful to Get Help Managing Your Finances? Welcome to SMSF Mate. Our general advice warning. We are required to warn you that any advice has been prepared without taking into account your objectives. Financial situations or needs and because of that you should before acting on any advice consider ...
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We did some Googling and according to Canstar, the typical Aussie owes $3,925 on their credit card, has a personal debt of $21,200 (excluding credit cards and property loans) and has a mortgage of $540,166. Let's look at how that plays out in monthly repayments and let's see what happens if we ...
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I understand that shopping for a super fund is not a short-term decision and the funds that are performing well today aren’t always going to be the best long-term performers. Still, one question remains: how can I find the best performing super funds today?
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One of the first questions people ask when planning for retirement is how should I invest to best suit my age and retirement goals. How well you save and invest your money while you are in the workforce directly impacts how you will live your life when you retire. That being said, ...
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Depending on where you are in your life, saving for your retirement can be a bit of a daunting thought. At SMSF Mate, we want to make your retirement planning a more straightforward and enjoyable feeling. Retirement planning is not all that complicated but like most things, requires some planning and preparation. ...
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2020 began with a bang for Australian investors with global equity markets fallen between 20% - 40% from the February highs to the March lows.
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Superannuation investors have not typically had much control over where their funds are invested over the years. Bog-standard industry super funds or retail super funds only offer investment options like defensive, balanced or high-growth, which provide little ability for the investor to customise the assets within their portfolio, beyond splitting them across ...
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"When can I retire?" is my wife's favourite question at the moment! Wouldn't it be nice? Well it all comes down to money, honey. Heres a handy tool we found to help you work it out for yourself Notes on the calculations The calculator does not account for inflation so take 2-3% ...
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The following tax saving opportunities for 2020 has been prepared by one of our accountants, we hope you find it useful. It contains some great tips about Superannuation for employers and employees. If your accountant hasn't provider similar advice or you are in the market for a new accountant, check out our ...
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In Australia, there are laws and legislation which differentiate retail and wholesale (sophisticated) investors. The main intention of this legislation is to protect retail investors from investments that are considered riskier and more complex than others. On the other hand, when a person or entity is classified as a wholesale investor, it ...
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